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The GLP-1/obesity care space is moving fast and the latest government announcements are only adding momentum. Jen Cressman, Head of Employer Solutions at Form Health, explains what these developments mean for employers planning for 2026 and beyond. “The recent deals between the administration and pharmaceutical companies like Eli Lilly and Novo Nordisk are historic in scope, but it’s important to understand who’s affected and who isn’t,” Cressman says. Starting mid-2026, Medicare and Medicaid...

When people think about long-term financial planning, the 401(k) is usually the first place their mind goes. But there’s another savings vehicle that quietly outperforms it in many cases and far more people should be paying attention to it: the Health Savings Account (HSA). As Paul Denu, a leading expert in retirement and benefit strategy, explains, deciding where your next dollar of savings should go can dramatically impact long-term wealth. This concept sometimes called the “Next Best...

When companies prepare for a merger or acquisition, retirement plans often sit low on the priority list until they suddenly become the source of unexpected cost, compliance exposure, or employee confusion. As Paul W. Denu, Partner and Regional President for USI Consulting Group’s New York and Mid-Atlantic regions, explained during our discussion, “Retirement plans seem small until they become a big problem or a big opportunity.” Successful M&A activity relies heavily on process, discipline,...